BoE Holds Rates Amid Iran Tensions | UK Macro Daily

Date: March 20, 2026

BoE Holds Rates Amid Iran Tensions

Summary

Market Snapshot

AssetLevelChange
FTSE 10010,063.50-2.35%
FTSE 25021,341.97-1.01%
GBP/USD1.33+0.60%
GBP/EUR1.15-0.56%
GBP/JPY212.44+0.20%
Brent Crude106.77-1.73%
Gold4,492.00-2.36%
UK Nat Gas3.10-2.21%
Bitcoin70,689.60+1.11%
UK 2Y Gilt--
UK 10Y Gilt4.43%-0.42%

Prior Economic Events

Data Prior Cons Actual
BoE Evans Speech---
Headline Unemployment Rate5.205.305.20
Average Earnings incl. Bonus (3Mo/Yr)4.203.903.90
Employment Change52,000-4,00084,000
BoE Interest Rate Decision3.753.753.75
BoE MPC Vote Cut4-0
BoE MPC Vote Hike0-0
BoE MPC Vote Unchanged5-9
MPC Meeting Minutes---
CBI Industrial Trends Orders-28-29-27

Upcoming Economic Events

Data Prior Cons Time
No events available

Yesterday's Recap

The Bank of England held its interest rate at 3.75% in a unanimous 9-0 vote, with no members voting for cuts or hikes, as detailed in the MPC minutes that highlighted persistent inflation risks amid the Iran war. Labor market data showed resilience, with the headline unemployment rate steady at 5.2% against consensus of 5.3%, average earnings including bonus easing to 3.9% as expected, and employment change surprising positively at 84,000 versus forecasts of -4,000. Markets reacted with equities under pressure: FTSE 100 fell 2.35% to 10,063.50, while FTSE 250 declined 1.01% to 21,341.97, driven by global risk aversion from geopolitical tensions.Sterling strengthened against the dollar, with GBP/USD up 0.60% to 1.33, but weakened versus the euro at 1.15 (-0.56%); GBP/JPY rose 0.20% to 212.44. Gilts rallied on the hold, pushing 10Y yields down 0.42% to 4.43%. Brent crude slipped 1.73% to 106.77, gold dropped 2.36% to 4,492.00, and UK natural gas fell 2.21% to 3.10, reflecting broader commodity weakness.

The Day Ahead

No major UK economic data releases are scheduled for today, allowing markets to digest yesterday's BoE decision and labor figures amid ongoing global volatility. Attention may shift to any unscheduled speeches or geopolitical updates that could influence sterling and gilts. Tomorrow also lacks key releases, potentially keeping focus on external factors like US Fed signals or Iran conflict developments.Traders should monitor sterling crosses for any spillover from European or US sessions. Broader sentiment could hinge on commodity price movements, given UK's energy import reliance.

Other Economic Notes

UK growth forecasts have been slashed in half due to Iran war impacts, heightening recession risks as borrowing costs hit levels not seen since the 2008 crisis. Labor market fragility persists despite steady unemployment at 5.2%, with the BoE noting cautious navigation amid wage pressures. Broader themes include elevated inflation at 3.40% YoY, constraining policy options and pressuring household spending.

Global Macro News

The escalating US-Israel-Iran conflict has intensified, with Iran's Supreme Leader calling for unity and reports of attacks on UK-linked bases like Diego Garcia, directly affecting UK security and energy markets. (cont...)

Global Macro News (continued)

Oil price fears from the war prompted United Airlines to cut flights, underscoring global supply chain disruptions that could inflate UK import costs. UK-Nigeria deals on deportations, trade, and anti-terror pacts, including a £746m ports agreement, aim to bolster economic ties amid crisis. A UK startup's shift of a €10bn supercomputer project to the US highlights investment outflows, potentially weakening UK's tech sector.Canadian financial placements and quantum biopharma updates reflect broader market liquidity, but Iran's war deepens UK economic pressures beyond rates, as noted in forecasts. European sentiment, including French economic shifts, indirectly influences UK via trade channels.

BoE Watch

The Bank of England maintained the Bank Rate at 3.75% in its March decision, with a unanimous 9-0 vote to hold unchanged, as per the MPC minutes that emphasized data-dependent forward guidance amid inflation risks from the Iran conflict. MPC communications stressed resilience in the labor market, with unemployment at 5.2% and robust employment growth, but cautioned on wage dynamics potentially sustaining inflation above target. The committee's stance avoids signaling imminent cuts, contrasting with prior splits like the previous 5-4 vote, and focuses on monitoring geopolitical spillovers to energy prices.Quantitative tightening continues without adjustment, supporting a gradual unwind of the balance sheet while prioritizing stability. Forward guidance implies rates will remain elevated until inflation durably returns to 2%, influencing market pricing for no cuts before mid-2026. This cautious approach, echoed in recent speeches like BoE Evans', aims to prevent repeating 2022's policy missteps amid fragile growth.Overall, it supports gilt rallies but pressures equities by delaying easing expectations.

Chart Data

BoE Rate vs 3-Month Interbank | Type: macro_line | BoE Policy Rate: 3.73 (2026-03-18) | Range: 0.045–5.2 | Trend(5pt): 0.0489,1.188,5.186,4.7,3.73
UK 10Y Gilt vs BoE Rate | Type: macro_line | 10Y Gilt Yield: 4.432 (2026-02-01) | Range: 0.644–4.689 | Trend(6pt): 0.8515,2.382,4.53,4.199,4.483,4.432 | BoE Policy Rate: 3.73 (2026-03-18) | Range: 0.045–5.2 | Trend(5pt): 0.0489,1.188,5.186,4.7,3.73
UK Manufacturing PMI | Type: macro_line | UK Manufacturing PMI: -13.16 (2026-02-01) | Range: -27.23–26.47 | Trend(6pt): 7.508,10.48,-9.548,-9.908,-11.9,-13.16
FTSE 100 Index | Type: market_hloc | Index Level: 9918 (2026-03-20) | Range: 9866–1.091e+04 | Trend(6pt): 9866,1.024e+04,1.031e+04,1.085e+04,1.006e+04,9918
Brent Crude Oil | Type: market_hloc | Price USD: 106.8 (2026-03-20) | Range: 59.96–108.7 | Trend(5pt): 62.07,66.52,67.55,72.48,106.8

Source: https://robomacro.com/Research_Notes/UK_Macro_Daily/UK_Macro_Daily_20260320.html